The Flood Warning continues for the St Croix river at Stillwater. * At 11:00 am Thursday the stage was 82.9 feet. * Minor flooding is forecast. * Flood stage is 87.0 feet. * Forecast... rise above flood stage by Tuesday March 23rd early afternoon and continue to rise to near 87.6 feet by Thursday morning March 25th. Additional rises are possible. * Impact... at 88.0 feet... the Stillwater lift bridge may become inoperative. * Flood history... this level compares to a previous crest of 87.9 feet on Jun 28 1993.
1238 PM CDT Thu Mar 18 2010
The Flood Warning continues for the Mississippi River near Hastings l/d 2. * At 10:45 am Thursday the stage was 15.0 feet. * Minor flooding is occurring and major flooding is forecast. * Flood stage is 15.0 feet. * Forecast... the river will continue rising to near 18.0 feet by Wednesday March 24th early afternoon then begin falling. Additional rises are possible. * Impact... at 19.0 feet... flood waters begin to affect eastern portions of Hastings. * Flood history... this level compares to a previous crest of 16.9 feet on Apr 7 1986.
1238 PM CDT Thu Mar 18 2010
The Flood Warning continues for the Mississippi River at St Paul. * At 11:15 am Thursday the stage was 11.7 feet. * Major flooding is forecast. * Flood stage is 14.0 feet. * Forecast... rise above flood stage by tomorrow March 19th late morning and continue to rise to near 19.8 feet by Wednesday morning March 24th. Additional rises are possible. * Impact... at 18.0 feet... Warner Road may become impassable due to high water. * Flood history... this level compares to a previous crest of 19.1 feet on Jun 26 1993.
Public Information Statement
Statement as of 7:52 PM CDT on March 18, 2010
... Day 4 of 2010 National flood safety awareness week...
Your National Weather Service (nws) invites your participation in the National flood safety awareness week, March 15-19, 2010.
Today's flood safety theme is determining your flood risk and buying flood insurance to protect against loss. Everyone lives in a flood zone... whether that risk be low... moderate... or high. Over a typical 30-year home mortgage... floods are nearly three times more likely to occur than a fire. Put another way... your home has the same chance of being flooded as your car being stolen... yet few people have flood insurance. Even low hazard flood areas are at risk... about one in three flood insurance claims each year are paid to homeowners living outside of high-risk areas.
You may think home owner's insurance covers floods... but in reality most home owner's insurance does not cover flooding... and just a few inches of water can cause thousands of dollars in damage. Homeowners... renters... and business owners are eligible to Purchase flood insurance as long as their community participates in the National flood insurance program or N-f-I-p.
For a list of communities that are eligible in Minnesota for the program please reference.
Http://www.Fema.Gov/cis/MN.Pdf (lower case with the exception of mn)
For a list of communities that are eligible in Wisconsin for the program please reference.
Http://www.Fema.Gov/cis/WI.Pdf (lower case with the exception of wi)
The N-f-I-p is a federal program enabling property owners to Purchase flood insurance at reasonable rates. It takes 30 days after Purchase for a policy to take effect... so it is important to buy insurance before floods threaten. Now is a good time to buy flood insurance... ahead of Spring flood melt and the Summer thunderstorm seasons.
For a summary of what is covered both structurally as well as content wise please reference.
Note that while structurally a basement is covered... personal property items are not... so homeowners should plan to move these items to a higher elevation if at all possible.
For a quick reference on flood insurance basics in Minnesota please reference